Patience predicts longer education paths and faster earnings growth, real-money experiment finds

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Some teenagers are happy to wait for a bigger reward tomorrow rather than cash in today. Others would rather take the sure thing now—or gamble on a risky, high-payoff bet. According to a new study, these everyday differences in patience and risk appetite are more than personality quirks. They help determine which program a high school graduate chooses—and, with it, the shape of their working life for decades to come.